If you are wondering why it is important to have health insurance for workers, you are in the right place. In this post we tell you why it is advisable to take out private health insurance for company employees and benefit from the many advantages that this type of insurance provides.
At Sanitas we care about our clients and we want to provide you with all the information you need to make the best decisions for you and your business.
Why take out health insurance for workers?
If you have any doubts about taking out health insurance for workers, you should bear in mind that one of the greatest assets any company has are its employees.
These, with their constant effort, are responsible for moving the company forward and providing the best results. And this must be valued, letting them know that they are important and that their work is essential for the success of the business.
A good way to give them the attention they deserve and to motivate them is to offer them good employee health cover so that they can enjoy all the benefits of good employee health insurance.
Moreover, this type of insurance is considered to be one of the most valued and demanded social benefits for employees. Therefore, rather than being an extra cost for the company, it should be seen as a positive investment.
Advantages of taking out health insurance for employees
And what are the main benefits of health insurance for employees? Well, you should know that this type of private insurance for employees provides numerous advantages, not only for the employees themselves, but also for the company.
Benefits for the company
The benefits offered to the company have to do with productivity and obtaining better results. As we have already mentioned, providing the company's staff with medical cover and making them feel safe, valued and motivated is fundamental to achieving the best performance in any type of business.
Consequently, another potential benefit for the company is the reduction of absenteeism. Private health coverage favours better access and time availability to see specialists, as well as reducing time, since diagnoses are quicker and there are no waiting lists.
Nor should we overlook the possible tax advantages for the company. If the company takes care of the medical insurance for its employees, this will be a deductible expense for corporate tax purposes.
Another advantage is to promote the company's image, not only for the employees themselves, but also so that customers can see a solid, responsible company that cares about the welfare of all its members. Moreover, fostering this good image also benefits the company when it comes to attracting talent and future new employees.
Benefits for employees
On the other hand, there are the benefits of health insurance for the company's employees. Although the level of coverage will depend on the private insurance in question, it is true that it normally includes general medicine, as well as all medical specialties, therapeutic methods, diagnostic tests, some dental treatments and other services.
Considering that health is one of the most important issues, a private health insurance for workers always allows faster access to the specialist in question and reduces waiting times.
It also offers the possibility of a second medical opinion, emergency service abroad, 24-hour telephone medical advice, professional doctors available around the clock, emergency telephone service, online arrangements, etc.